Bailey's Mistake (2001)

Tonight, one family will leave the past behind and begin the adventure of a lifetime.

"Bailey's Mistake" is the name of a cold, dreary island that a bitter widow finds herself stuck on. Seems Liz Donovan got cut out of her husband's will because he'd secretly spent all his money on a New England island. Kids in tow, Liz discovers spooky secrets while getting to know the eccentric natives.